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Traditional Fire Insurance Policy Covers the Fire and/or Lightning risks only. The policy premium is charged in accordance with Tariff rate prescribed by Central Rating Committee (CRC). However; the Fire Policy can be extended to cover some allied perils such as Riot and Strike Damage, Malicious Damage, Flood & Cyclone and Commercial Explosion.
The property damage all risk insurance covers accidental loss or destruction of or damage to the Property Insured under the defined perils. The words “Defined Peril” shall mean Fire, Lightning, Riot & Strike, Explosion, Malicious Damage, Earthquake, Flood, Cyclone & Electrical Short Circuit (Electrical Clause “B”) and Burglary.
To qualify for IAR insurance the minimum sum insured should be Taka 500,000,000 and above. The IAR insurance policy covers:
The details of coverage, exclusion and extension in respect of fire, industrial risks and property damage all risks insurances can be obtained upon request from our offices.
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Anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances in which toil and pain can procure.
On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment.
